CDW included. Optional full insurance (FDW) is 12 euro per day with zero excess for covered damage, subject to exclusions. No credit card required. No rental deposit blocked. Cash, debit card and credit card are accepted. Unlimited kilometres. Free second eligible driver. Free baby seat on request. Chania Airport, hotel and Souda Port service. Supported one-way service to Rethymno and Heraklion on request. Clear total before confirmation. Direct quote without an account. CHQ flight monitoring for confirmed pickups; late or after-hours fees still apply according to actual handover time.
FDW · zero excess

Full insurance with zero excess for Chania car rental

If you want to reduce the CDW excess for covered damage to zero, choose the optional FDW option at €12 per rental day. “Zero excess” applies to covered damage under the rental policy; it does not erase exclusions or make prohibited use insured.

Chania seafront in Crete
Chania context for understanding optional FDW and zero-excess wording.
Quick answer

Zero excess applies to covered damage — not every possible event

CDW is included in the rental price. Optional FDW costs +€12 per rental day and reduces the excess to zero for covered damage. The rental terms and exclusions still apply.

Basic insurance (CDW) includedBasic collision damage waiver is included in the rental rate.
FDW +€12/dayOptional FDW gives zero excess for covered damage, subject to exclusions.
No deposit blockedNo rental security deposit is pre-authorised on a credit card.
Unlimited kilometresIncluded for normal permitted-road use under the rental terms.
Free second driverA second eligible driver can be added without an extra daily fee.
Minimum 2 daysThe quote calendar enforces a two-day minimum rental period.

Who this option is useful for

Choose insurance by the liability you want to keep, and read the exclusions separately from the excess amount.

Basic cover (CDW)

Included with the rental and carries the applicable excess under the confirmed vehicle terms.

Full insurance (FDW)

Optional +€12/day; zero excess for covered damage under the FDW terms.

No deposit

No security deposit is blocked on a credit card; this is separate from insurance excess.

Exclusions

Off-road use, tyres/wheels, underside and other stated exclusions are not made covered simply by selecting FDW.

What “zero excess” means

Zero excess describes the amount of excess for damage that is actually covered by the FDW option. It should not be interpreted as “every kind of damage is always covered in every circumstance.”

The road-use rules and exclusions remain part of the rental agreement, so the most transparent way to describe FDW is zero excess for covered damage.

Basic CDW is already included

You do not need to add FDW merely to have basic collision damage waiver. Basic CDW is already included in the quoted rental rate. FDW is an optional upgrade for customers who want the excess reduced to zero for covered damage.

The choice can be made with the quote so the total rental cost shows the insurance preference clearly.

Insurance is not the same as a security deposit

The site’s no-deposit policy means no rental security deposit is blocked on a credit card. That does not define the insurance excess. CDW/FDW defines the insurance side of the rental.

Separating those concepts makes it easier to understand why a rental can have no card hold while still having a CDW excess.

Situations that need special attention

Off-road driving, damage to excluded areas, traffic-law violations and failure to follow incident-reporting requirements can affect cover. The safest approach is to read the rental terms and ask before using a route that may fall outside permitted road use.

If an incident occurs, follow the reporting instructions rather than continuing without notifying the rental contact.

What changes the final quote

The published starting rates help compare vehicle types, but the confirmed total depends on the exact dates, rental duration, vehicle type and transmission, availability, insurance choice, pickup/return locations and any special delivery or one-way logistics.

Basic insurance (CDW) is included. Optional full insurance (FDW) is +€12 per rental day and reduces the excess to zero for covered damage, subject to exclusions. No credit card is required and no rental security deposit is blocked. Any applicable delivery or one-way fee is confirmed with the quote.

For the most accurate quote, send:

  1. Pickup and return dates plus the real handover times.
  2. Exact pickup and return locations, including airport, port or accommodation name where relevant.
  3. The car type and transmission you need.
  4. Driver age and any second-driver requirement.
  5. CDW or optional FDW preference.
  6. Passenger count, large luggage count and any child-seat need.
  7. Flight or ferry information when it affects the handover.

Want a date-specific answer?

The public quote form does not require an account, card number or online payment.

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Frequently asked questions

How much does FDW cost?

FDW is optional at +€12 per rental day.

What does FDW do?

It reduces the excess to zero for covered damage, subject to the rental terms and exclusions.

Is CDW included without paying extra?

Yes. Basic CDW is included in the rental rate.

Does FDW cover tyres and wheels?

Tyres and wheels are among the stated exclusions, so do not assume zero-excess wording covers them.

Does FDW cover off-road damage?

No. Off-road use remains outside permitted use and is not made covered by selecting FDW.

Does no deposit mean I already have zero excess?

No. The no-deposit policy and insurance excess are different.

Can I choose FDW for an automatic or 7-seater?

FDW can be requested with eligible vehicle types; the quote confirms the vehicle and insurance together.

Can I decide on FDW before pickup?

Yes. Choose it in the quote form so the total reflects your preference.

What happens after an accident or damage?

Follow the incident-reporting requirements in the rental terms and contact the rental provider promptly.

Where are all exclusions listed?

See the rental terms and the detailed CDW vs FDW guide before confirmation.

Tell us your dates and pickup point

We check the matching vehicle group and return a clear total quote with the insurance choice shown separately.

Request availability